Checklist for Saving Money

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February 10, 2012

No matter if the economy is bad or if you’re short on funds, saving money is something that’s important to do, but sometimes people aren’t sure where to start, or how they can cut down their costs. There are a number of ways to save money, in a variety of different aspects of your life – from hour home to your vehicle.

Please remember some of these may not work for you, but it doesn’t hurt to consider them first.

Save Money Around the Home:

  1. Cover your windows with plastic in the winter.
  2. Make sure your doors don’t leak and if they do, fix them with a kit from the store.
  3. Install a programmable thermostat so you can keep the heat off during the night and while you’re not home.
  4. Turn the lights off when you leave a room.
  5. Keep your heat at 68 degrees and cover up with a blanket or put a sweatshirt on if you’re cold.
  6. Close doors to rooms you don’t use so you can keep the heat in rooms you use.
  7. More ways to save money around the house.

Save Money With Your Vehicle:

  1. Have a tune-up done on your car so it runs properly.
  2. Check the air pressure on your tires to make sure it’s correct.
  3. Run all of your errands at once so you aren’t running back and forth from one side of town to the other.
  4. Car pool when possible so you save gas.
  5. Bring your lunch to work so you don’t use the gas going home and back.
  6. Ride a bicycle, scooter, or motorcycle during nice weather.
  7. Save on insurance costs.

Save Money With Groceries

  1. Plan your grocery list so don’t have to make multiple trips to the grocery store.
  2. Create a meal list so you don’t find yourself going out to eat because you don’t know what to fix.
  3. Take your lunch to work instead of going out to eat.
  4. Make sure you have enough snacks on hand so you don’t feel the need to go out.

Saving money is not easy to do, but if you follow these tips you’ll find it will be a little easier. There are plenty of other ways to save money, so you’ll want to think about those and implement them if they work in your situation as well.

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