10 Best Home Insurane For New Construction Florida (2023 Updated)

There are a few things to keep in mind when purchasing home insurance for new construction in Florida. The first is that standard homeowners insurance policies will not cover the cost of rebuilding your home if it is destroyed by a hurricane or other natural disaster.

You will need to purchase a separate policy that specifically covers wind and hurricane damage.

Another important consideration is that most home insurance policies have a coverage limit for the replacement value of your home. If your home is destroyed and the cost to rebuild it exceeds your policy limit, you will be responsible for paying the difference out of pocket.

For this reason, it is important to make sure you purchase a policy with a high enough coverage limit to protect your investment.

Finally, keep in mind that the cost of home insurance for new construction in Florida can vary significantly depending on the location of your home. Homes located in coastal areas are at a higher risk for hurricane damage, and as such, home insurance rates will be higher in these areas.

If you are considering purchasing a home in Florida, be sure to get quotes from multiple insurers to compare rates and coverage options.

10 Best Home Insurane For New Construction Florida

1. Custom Building Products Lqwaf3 RedGard Waterproofing & Crack Prevention, 3.5 Gallon

Custom Building Products Lqwaf3 RedGard Waterproofing & Crack Prevention, 3.5 Gallon

  • New quick dry formula.
  • Ready to use.
  • Easily applied with roller.

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Specifications

Details
Applicator Included No
Tintable No
Ready to Use Yes
Container Size 3.5 gal
Color Pink

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Patrick Stanton
homedepot.ca
Radrod

2. Lysol Disinfectant Spray – Crisp Linen Scent – 19 oz

Lysol Disinfectant Spray - Crisp Linen Scent - 19 oz

  • 19 oz

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Units in Package 1
Unit Size 19 oz
Directions Directions for Use: It is a violation of federal law to use this product in a manner inconsistent with its labeling. Read the entire label before using the product. Pre-clean surfaces prior to use. Hold can upright 6 inches to 8 inches from surface. Spray 3 to 4 seconds until covered with mist. To Deodorize: Spray on surfaces as needed. To Sanitize: Surfaces must remain wet for 10 seconds then allow to air dry. To Disinfect: Surfaces must remain wet for 3 minutes then allow to air dry. For novovirus, hepatitis A virus, adenovirus 2, fusarium solani and mycobacterium bovis bcg (quant tuberculosis surface must treatment (2 inches x 2 inches area) only. To Spot Sanitize Soft Surfaces: Spray until fabric is wet. Do not saturate. Fabric must remain wet to 30 seconds. Let air dry. For difficult odors, repeat application. To Control and Prevent Mold & Mildew: Apply to pre-cleaned surface. Allow to remain wet for 3 minutes. Let air dry. Repeat applications in weekly intervals or when mold and mildew growth appears. Do not use on polished wood painted surfaces, leather, rayon fabrics, or acrylic plastics. Do not use on silk, rayon acetate or satin fabrics. Always test on a hidden area of fabric. Storage and Disposal: Store in a original container in areas inaccessible to small children. Do not reuse empty Container. Do not puncture or incinerate! Discard in trash or offer for recycling if available.
Ingredients Active Ingredients: Alkyl (50% C14, 40% C12, 10% C16). Dimethyl Benzyl Ammonium Saccharintae (0.10%), Ethanol (58%). Other Ingredients (41.90%). Total (100%).
Warnings Caution: See back panel additional precautionary statement. Precautionary Statement: Hazards to humans and domestic animals. Caution: Causes moderate eye irritation. Do not spray in eyes, on skin or on clothing. Wash thoroughly with soap and water after handling and before eating, drinking, chewing gum, using tobacco or using the toilet. First Aid: If in eyes: Hold eye open and rinse slowly and gently with water for 15-20 minutes. Remove contact lenses, if present, after the first 5 minutes, then continue rinsing eye. Call a Poison Control Center or doctor for treatment advice. Keep out of reach of children. Physical Hazards: Flammable: Contents under pressure. Keep away from heat, sparks and open flame. Do not puncture or incinerate container. Exposure to temperatures above 130 degrees F may case bursting.

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Christy Price
brittany.c
lucas.f

3. Wooster Brush Shortcut Angle Sash Paintbrush, 2″

Wooster Brush Shortcut Angle Sash Paintbrush, 2

  • For all paints latex, acrylics, and water-based stains.
  • White nylon/gold polyester, chisel trim.
  • Brass plated steel ferrule.

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Brush Use PAINT

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Constance

4. Rust-Oleum 7270830 Stops Rust Metallic Spray Paint, 11 oz, Gold Rush

Rust-Oleum 7270830 Stops Rust Metallic Spray Paint, 11 oz, Gold Rush

  • Weather and corrosion resistant coating protects exterior and interior surfaces like wood, metal, concrete, masonry and more.
  • Oil-based formula provides a durable protective coating with excellent rust prevention.
  • Dries to the touch in 20 minutes and covers up to 15 sq. ft.
  • Excellent resistance to abrasion, fading and chipping.
  • Spray contains actual metallic flakes and provides a brilliant, shiny finish.

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Details
Container Size 11 oz
Brand Name Rust-Oleum
Time Before Recoating 1 hr
UV Resistant Yes
Color Gold Rush

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WindsOfChangeAreBlowing
Erik
nhwayne

5. Masterchem Kilz Premium Stain Blocking Primer, White – 1 gal bucket

Masterchem Kilz Premium Stain Blocking Primer, White - 1 gal bucket

  • Dries quickly to speed up your project
  • Primes surface to make paint adhere to the project surface more readily
  • Seals surfaces to prevent unwanted odors from seeping to the paint
  • Blocks stains from seeping through to pa

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Details
Assembled Depth (in) 6.63 in
Assembled Height (in) 7.65 in
Assembled Width (in) 6.63 in
Assembled Weight (lbs) 11.79 lbs
Item is Shipped at this Packaging Level N
Layers Per Pallet 5
Packaging Depth 6.63 IN
Packaging Height 7.65 IN
Packaging Width 6.63 IN
Package Weight 11.79
Package Weight UOM LB
Net Packaged Quantity 1 CA
Approximate Coverage 300 ft²
Color / Finish White
Combustible No
Container Material Plastic
Dry to Handle 1 hour
Dry to Re-Coat 1 hour
Dry To Tape 1 hour
Dry to Touch Time 30 minutes
Flammable No
Flash Point 104 F
Force Dry Method 15- 30 Min. at 140 F
Number of Coats Recommended 1
Pot Life N/A
Prevents Rust No
Primer Material Latex
Recommended Dry Film Thickness 1.5 Mil
Recommended Wet Film Thickness 3 Mil
Spread Rate 300-400 Sq. Ft./Gal.
Units of Measurement Gallons
Units of Measurement Quantity 1
Use Location Interior/Exterior
Viscosity 97-103
VOC Regulatory Level (g/l) < 100 g/l
Manufacturer Warranty Limited
Waterproof No
Recommended Cleaning Method Soap and water
Tintable Yes
Useable Life 2 Yrs. Min.
Application Spray, brush or roll
Green Seal-43 Certified No

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Southern Cougar
Elims55

6. Square D Hom130cp Homeline Circuit Breaker

Square D Hom130cp Homeline Circuit Breaker

  • 30 Amps

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Details
UL Listed Yes
Amps 30 amps
Circuit Protection Type Surge
Number of Poles Single Pole
Mounting Type Plug-In

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j
Ryan H
Carl

7. Swiffer Dusters Starter Kit

Swiffer Dusters Starter Kit

  • Ideal for use on wood, ceramic, vinyl tile, electronics and other hard surfaces
  • Attracts and traps dust
  • Easy to assemble

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Product Type Duster
Package Content 5 refills

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FallDreaming
LEEANNE

8. Square D Homeline Load Center – 6 Space – 100 Amp

Square D Homeline Load Center - 6 Space - 100 Amp

  • Accommodates plug-on secondary surge arrestor
  • Overhead/underground feed simply by rotating the device before installing
  • Surface mount device cover without a door
  • Thermoplastic interior assembly is among the most rugged in the industry
  • Slot/square drive screws let you use either standard flat blade screwdriver or square-head driver for positive drive and proper torque

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Specifications

Details
Breakers Included No
Amps 100 amps
Number of Spaces 6 space
Maximum Number of Circuits 12 circuits
Mounting Type Surface Mount
Product Type Main Lug Load Center
Height 12-9/16 in.
UL Listed Yes
Depth 4.2 in.
Circuit Protection Type Main Lug
Indoor or Outdoor Indoor
Width 14.8 in.
Brand Name Square D

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lmyc3887
jade154
gustenhoff

9. Lysol Professional Cleaner, Pine Action, Fresh Pine Scent – 1 gl, 128 fl oz

Lysol Professional Cleaner, Pine Action, Fresh Pine Scent - 1 gl, 128 fl oz

  • Each

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Units in Package 1
Unit Size 1 gl
Directions It is a violation of Federal law to use this product in a manner inconsistent with its labeling. General Cleaning: Use full strength or dilute 1/4 cup (2 oz) per gallon of warm water. Apply with a sponge, mop or coarse sprayer until surface is thoroughly wet. Then wipe surface clean. For heavily soiled surfaces repeat until surface is clean. When using full strength, rinse thoroughly. Tough cleaning: Use full strength and rinse surface thoroughly. No wax floors: Use as directed, then rinse. Disinfection: Use 1/4 cup (2 oz) per gallon of water. If surfaces are visibly dirty, clean first with Professional Lysol Brand II Disinfectant Pine Action Cleaner. Apply with sponge or mop to wet all surfaces thoroughly. Let stand 10 minutes, then remove excess. Rinse all food preparation areas with potable water after using this product. Prepare a fresh bucket of solution every time you clean or more often as needed. For sensitive skin, wear rubber gloves. To disinfect toilet bowl: Remove gross filth, flush then add 1-1/2 oz full strength into the bowl water. Thoroughly swab all bowl surfaces and under the rim. Let stand 10 minutes, then flush. To control mold and mildew: Use as directed for disinfection. Repeat application when necessary. Sanitize/Deodorize: Use 1/4 cup (2 oz) per gallon of water, apply until thoroughly wet. Let stand 30 seconds before wiping. For heavily soiled surfaces, first clean according to general cleaning directions. Rinse food contact areas with potable water. To sanitize/deodorize: let stand for 30 seconds before wiping. To disinfect: let stand for 10 minutes before wiping. For heavily soiled areas, a precleaning is required. Rinse food preparation areas with potable water. Special instructions for cleaning and decontamination against HIV-1 of surfaces/objects soiled with blood/body fluids. Personal protection: When handling items soiled with blood/body fluids, use disposable latex gloves, gowns, masks or eye coverings. Cleaning procedures: Blood/body fluids must be thoroughly cleaned from surfaces/objects before application of this product. Contact time: Allow surface to remain wet for 10 minutes. Disposal of infectious materials: Blood/body fluids should be autoclaved and disposed of according to local regulations for infectious waste disposal. Storage/disposal: Store in areas inaccessible to small children. Rinse empty container thoroughly and discard. Do not use full strength on plastics/acrylics. On painted surfaces, test a small inconspicuous area first.
Ingredients Active Ingredients: n-Alkyl (50% C14, 40% C12, 10% C16) Dimethyl Benzyl Ammonium Chlorides (0.8000%), Octyl Decyl Dimethyl Ammonium Chlorides (0.1250%), Dioctyl Dimethyl Ammonium Chlorides (0.0625%), Didecyl Dimethyl Ammonium Chlorides (0.0625%). Other Ingredients: (98.9500%).
Warnings Keep out of reach of children. Precautionary statements: Hazards to humans and domestic animals. Causes substantial but temporary eye injury. Harmful if absorbed through skin. Do not get in eyes or on clothing. Avoid contact with skin. Wear protective eyewear (goggles, face shield, or safety glasses). Wash thoroughly with soap and water after handling. Remove and wash contaminated clothing before reuse. First aid. If in eyes: Hold eye open and rinse slowly and gently with water for 15-20 minutes; Remove contact lenses, if present, after first 5 minutes, then continue rinsing eye; Call a Poison Control Center or doctor for treatment advice. If on skin or clothing: Remove contaminated clothing; Rinse skin immediately with plenty of water for 15-20 minutes; Call a Poison Control Center or doctor for treatment advice. Contact number. Questions? Comments or in case of an emergency, call toll free 1-800-677-9218. Have the product container or label with you when calling a Poison Control Center or doctor or going for treatment.

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MARTA
Randy
TIMOTHY

10. Clorox Bleach, Splash-Less – 2.41 qt

Clorox Bleach, Splash-Less - 2.41 qt

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Details
Units in Package 1
Unit Size 2.41 qt
Directions Directions for Use: It is a violation of federal law to use this product in a manner inconsistent with its labeling. Do not use this product full strength for cleaning surfaces. Always dilute strictly according to the directions. For prolonged use, wear gloves. For Laundry: Bleachable Fabrics: Avoid bleaching wool, silk, mohair, leather, spandex and nonfast colors. Use with a detergent. Bleach; Water: Whitening & Brightening: 1/3 cup + standard or HE. Cleaning & Sanitizing: 3/4 + standard machine. 1/3 cup + HE machine. Laundry Sanitization Organisms: Bacteria: Klebsiella pneumoniae, staphylococcus aureus. Instructions: 1. Sort laundry by color. 2. Add detergent. 3. Fill bleach to max line in dispenser or add measured amount of bleach to wash water. 4. Add clothes and start wash. Ensure contact with bleach for 10 minutes. For Disinfecting and Deodorizing Hard, Nonporous Surfaces: Floors, walls, vinyl, glazed tile, bathtubs, showers, sinks. 1/2 + 1 gal. Prewash surface. Mop or wipe with bleach solution. Allow solution to contact surface for at least 6 minutes. Rinse well and air dry. Storage and Disposal: Store away from children. Reclose cap tightly after each use. Degrades with age and exposure to heat and sunlight. Store this product upright in a cool, dry area, away from direct sunlight and heat. Do not contaminate food or feed by storage, disposal or cleaning of equipment.
Ingredients Active Ingredients: Sodium Hypochlorite 4.5%. Other Ingredients 95.5%. Total 100.00%.
Warnings First Aid: If in Eyes: Hold eye open and rinse slowly and gently with water for 15-20 minutes. Remove contact lenses, if present, after the first 5 minutes, then continue rinsing. Call a poison control center for treatment advice. If on skin or Clothing: Take off contaminated clothing. Rinse skin immediately with plenty of water for 15-20 minutes. In All Cases: Call a poison control center or doctor for treatment advice. Have the product container or label with you when calling a poison control center or doctor, or going for treatment. Clorox Information Line: 1-800-292-2200. Keep out of reach of children. Warning: See back panel for additional precautionary. Precautionary Statements: Hazards to humans and domestic animals. Warning: Causes substantial but temporary eye injury. Do not get in eyes or on clothing. Avoid contact with skin. Wear protective eyewear. Wash thoroughly with soap and water after handling and before eating, drinking, chewing gum, using tobacco or using the toilet. Physical or Chemical Hazards: Product contains a strong oxidizer. Always flush drains before and after use. Do not use or mix with other household chemicals, such as toilet bowl cleaners, rust removers, acids or products containing ammonia. To do so will release hazardous, irritating gases. Environmental Hazards: This product is toxic to fish, aquatic invertebrates, oysters and shrimp. Contains no phosphorus.

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MsBBB
wherewillugo

Conclusion

As you can see, there are many things to consider when shopping for home insurance for new construction in Florida. Make sure you compare rates and coverage options from several different insurers to find the policy that best meets your needs and budget.

Also, remember to ask your builder or developer about any home insurance discounts that may be available to you.

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