My husband and I experienced financial ruin like so many in the last few years. When the economy went into a tailspin, so did our credit scores. We had worked so hard to build up a good reputation and it seemed all was lost in just a few months. After talking to an attorney we decided bankruptcy was best for us. The problem is that, while the bankruptcy might stop credit collectors and offer a fresh start, it does not help with your credit score. In fact the bankruptcy does more damage to ... Continue Reading
3 Ways To Improve Your Credit Score After Bankruptcy
May 29, 2012 By Leave a Comment
Learn how to easily improve your credit score after suffering financially or through a bankruptcy.
Refinancing Your Home – Do It Now Before You Run Out of Time
May 16, 2012 By Leave a Comment
Learn the options for refinancing your home and staying away from foreclosure.
Have you heard? The housing industry is showing signs of a rebound. While this is great news economically speaking, it’s also a warning: if you’ve been sitting on the fence wondering whether or not you should refinance, now is the time. If you’re behind on your payments and worried about foreclosure, there may be new options available that you weren’t even aware of. It’s an election year, so you’re going to hear a lot from both sides about the economy and jobs. But the reality is ... Continue Reading
Join the forum discussion on this post 5 Mindless Money Savin’ Tips For Life on Hysteria Lane
March 22, 2012 By Leave a Comment
Save money with these five easy tips – including uses for banana peels and collecting money in the laundry.
I often say that we live on “Hysteria Lane” vs “Wisteria Lane” of TV’s Desperate Housewives fame because we’re tasked with having to balance so many things as moms and housewives. And, tops amongst them is doing our best to keep our home, family, and self taken care of - without breaking the bank. Here are a few simple, mindless tips to help save money at home. Put the Squeeze On Even though you may think that tube of toothpaste, liquid foundation, skin cream, or lotion is ... Continue Reading
Looking for a Last Minute Gift? Grab a Gift Card! #GiftCardsRock
January 4, 2012 By Leave a Comment
Gift cards are a great last-minute gift year-round.
Log in and leave a comment below for a chance to win a $100 gift card. (See official rules) Buying gifts can be stressful. Sure, you may know your sister's favorite perfume or your mom's favorite movie. But what about a last minute hostess gift, or a little something for the school secretary during the holidays? It's always these gifts that I scratch my head and wonder, "what should I get them?" A bottle of wine could be nice, but what if they don't drink? A bag of bath products ... Continue Reading
Join the forum discussion on this post Five Reasons to Cut Up Your Credit Cards Today
September 15, 2011 By 1 Comment
Here are five reasons why you should cut up your credit cards today and take charge of your finances.
Maybe you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. But if you are part of the majority of Americans who owe $9300.00 or more on credit cards, it may be time to cut up your credit cards. Here are five reasons why you should cut up your credit cards today and take charge of your money. 1. You will never get out of debt. Let’s face it, without self control when it comes to your ... Continue Reading
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