My husband and I experienced financial ruin like so many in the last few years. When the economy went into a tailspin, so did our credit scores. We had worked so hard to build up a good reputation and it seemed all was lost in just a few months. After talking to an attorney we decided bankruptcy was best for us. The problem is that, while the bankruptcy might stop credit collectors and offer a fresh start, it does not help with your credit score. In fact the bankruptcy does more damage to ... Continue Reading
Learn how to easily improve your credit score after suffering financially or through a bankruptcy.
Save money with these five easy tips – including uses for banana peels and collecting money in the laundry.
I often say that we live on “Hysteria Lane” vs “Wisteria Lane” of TV’s Desperate Housewives fame because we’re tasked with having to balance so many things as moms and housewives. And, tops amongst them is doing our best to keep our home, family, and self taken care of - without breaking the bank. Here are a few simple, mindless tips to help save money at home. Put the Squeeze On Even though you may think that tube of toothpaste, liquid foundation, skin cream, or lotion is ... Continue Reading
Gift cards are a great last-minute gift year-round.
Log in and leave a comment below for a chance to win a $100 gift card. (See official rules) Buying gifts can be stressful. Sure, you may know your sister's favorite perfume or your mom's favorite movie. But what about a last minute hostess gift, or a little something for the school secretary during the holidays? It's always these gifts that I scratch my head and wonder, "what should I get them?" A bottle of wine could be nice, but what if they don't drink? A bag of bath products ... Continue Reading
Here are five reasons why you should cut up your credit cards today and take charge of your finances.
Maybe you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. But if you are part of the majority of Americans who owe $9300.00 or more on credit cards, it may be time to cut up your credit cards. Here are five reasons why you should cut up your credit cards today and take charge of your money. 1. You will never get out of debt. Let’s face it, without self control when it comes to your ... Continue Reading