This is a three-part series on how to make your next million dollars. The key to doing this is PLANNING! There needs to be a “savings” line item in your monthly budget. Unfortunately too many investors are not saving much, if anything at all. Part 1 of the series discusses the key behavioral trap investors fall into that prohibits them from reaching this milestone. Part 2 describes the assumptions you need to consider when calculating how long it is going to take you to get ... Continue Reading
Growing Money: Learn How to Impact Your Savings

Learn the factors involved in saving the right amount of money for your projected retirement.
More Than the Piggy Bank: Teaching Your Children About Finances

Tips and tricks for teaching finances to your children.
All too often today, children are clueless when it comes to finances and budgeting - but I want my children prepared. My husband and I have set down guidelines to help teach lessons about money and spending. We also use everyday situations as real life examples. For instance, when we go shopping we discuss the pros and cons of purchases and talk about how debt accumulates. I don't want my children to fall into the trap of overextending themselves on credit cards. Here are a few tips ... Continue Reading
Green Living: Frugal or Luxurious?

You can practice green living by saving on a small budget or living large.
It is a very common question and I’m here to answer it. Guess what? It can be either one. Living healthier and ‘greener’ is adjustable to your income. You can have it all or do with very little, it is possible to live green on both a $30,000 and a $300,000 income. If you think you can’t afford a healthy lifestyle - I’ll be blunt, that’s just a bad excuse. Simple green living can save you money both in short and long term spending. Of course if money grows on trees for you, you can ... Continue Reading
