Everyone starts out the New Year with goals and resolutions but most people can’t or don’t stick to them. We all have things in our life we’d like to change, improve and get better at. Make this the year you actually do the things you want to see changes in. For 2012, I have two solid athletic events that I’ll be training for, along with lots of small goals in the weight lifting arena. I am an athlete and this part is easy for me. The hard part is focusing on something else ... Continue Reading
Learn how to choose a New Year goal and resolution to start the year off on the right foot.
How to remake your wardrobe using Ebay, frugally.
Like most moms, I always think of my kids and their needs first. That includes their clothing. But not anymore. I want a wardrobe that reflects me - shows I am someone other than just a soccer mom and I still have my own sense of style. I have a boho, hippy, gothy, rockabilly, peasant type fashionista inside. She has been screaming to get out for years. And I've finally found a way to engage her without breaking the bank. My Halloween costume started the whole process. I decided I wanted to ... Continue Reading
Learn more about Cyber Monday and why you should be shopping.
Just about everyone knows about Black Friday, the day after Thanksgiving. People getting up before the sun to get to the stores in hopes of grabbing that unbelievable deal on the must have Christmas list item. Most people I know are Black Friday shoppers, but are you a Cyber Monday shopper too? Cyber Monday is one of the biggest online shopping days of the year. The term "Cyber Monday" was coined by Shop.org (a division of the National Retailers Federation) when a spike in sales was noticed ... Continue Reading
Teach your kids how to spend and save their pocket money.
There really are no hard and fast pocket money rules that parents and kids everywhere should follow. Your family's pocket money rules will depend on the preferences and needs of your own particular family. However, it's generally a good idea for kids to have some sort of pocket money, even from as young of an age as four or five. Having a their own money to spend allows children to understand spending and saving, and the value of a dollar. Although there aren't set rules, here are some things ... Continue Reading
Here are five steps you can follow to help launch your home business.
Having your own home business can offer independence and great satisfaction. And working from home is one of the most convenient ways to make a living. If you add to this a home business within an area of your passions, then you have the makings of true joy. Working from home may sound like a dream to some, but it’s a dream that is more realizable than many people think. The kinds of businesses that can be run from home are diverse – from professional services such as bookkeeping and ... Continue Reading
The envelope system helps control your spending and allows you to stick to your budget.
Is the Envelope System Right for You? So you’ve taken the first step in getting a grip on your finances and you’ve set up your budget. As hard as that was to do, you may realize that creating your budget was actually the easy part. The hardest part of a budget is sticking to it, and for many the envelope system is a great solution. With the ease of banking online, automatic drafts, and check cards, it can be very hard to keep track of your spending. How many times have you looked ... Continue Reading
Avoid the dark side of owning a home business with these solutions to common problems.
Owning a home business offers many advantages to the business owner: freedom, flexibility, and the ability to work from home, to name a few. But few realize that there is a dark side to owning a home business, and as a result, little to no preparation is done to avoid staying in this trap. So what are the dark sides of working from home? Here are four common areas and ways to turn them into brighter outcomes: Dark Side #1 - Isolation Though working from home is an ideal solution for ... Continue Reading
Family vacations can be more affordable when you save money with these tips.
Vacations are a special time for families to explore new surroundings while spending time together. For many, these trips provide a lifetime of memories. Unfortunately, the high costs of travel can be daunting and discouraging but there are a few ways to make planning a family getaway a lot more affordable. Stay Close to Home You don’t need to pitch a tent in your backyard (although, it could be lots of fun) to enjoy a more local vacation. Most people look at distant locales when ... Continue Reading
Here are five reasons why you should cut up your credit cards today and take charge of your finances.
Maybe you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. But if you are part of the majority of Americans who owe $9300.00 or more on credit cards, it may be time to cut up your credit cards. Here are five reasons why you should cut up your credit cards today and take charge of your money. 1. You will never get out of debt. Let’s face it, without self control when it comes to your ... Continue Reading