The holidays are fast approaching, and with holidays come gift exchanges. In these trying economic times, it can be a challenge to get through all this gift giving without ending up in the poor house by January. We've got an easier way. By following just these few simple tips, you can save money on your upcoming holiday gift exchanges, and also make the holiday season more memorable and meaningful. 1. Set a spending limit. Especially for large groups, you need to decide what will be the ... Continue Reading
How to Have a Frugal Yet Fun Holiday Gift Exchange

Eight ways to make the holiday gift giving less stressful and more meaningful.
Top 5 Ways to Generate Passive Income

Learn how to earn a passive income through lending, trading, properties, and investments.
Passive income is, in essence, money generated “while you sleep.” In other words, you don’t have to be punching a clock or otherwise actively engaged in a job to make this type of income. Of course it's not as easy as snapping your fingers. There is some effort involved with setting up a passive income stream. But once it's established, you won't be required to do much more than collect the money. Here are five great passive income ideas that you can implement now to start making ... Continue Reading
How to Save Money on Lodging During Your Family’s Summer Vacation

Find ways to save money on your vacation lodging this summer.
Summer is finally here and, with it, our thoughts turn to taking family vacations. However, vacations can get pretty costly: transportation, food and activities quickly eat away at our well-planned budgets. Even if the family vacation spot is not far away, there is still the issue of finding affordable lodging. Luckily, I have found three ways in which I can cut my family’s lodging expenses by 50% or even more. Vacation Rentals This takes a bit of preplanning but, if you can coordinate your ... Continue Reading
How You Can Buy Stocks for Little or No Money

Invest in stocks for less than $25 a month.
Investing in company stocks is a great way to earn dividends and build wealth over time. However, most brokerage houses charge several hundred dollars to invest in stocks. Even discount brokerages like E-Trade and Ameritrade want about $10 per transaction. These fees exist because you buy and sell stocks through a middle man (i.e., stock broker) when you use a brokerage house. So what can you do if you have only $25 to invest in stocks each month? Avoid the middle man You can actually ... Continue Reading
MSG: The Hidden Toxin in Your Food

MSG is known to be an appetite stimulant and cause physical problems – especially in children.
What if I told you there is a common flavoring substance added to your food that can cause physical, mental and emotional disturbances in you and your children? What if I told you that this substance is added not only to adult but also to baby food? Finally, what if I told you that despite countless scientific studies attesting to the dangers of this food additive, the FDA has done nothing to ban its use? The substance I am referring to is MSG (monosodium glutamate). It is commonly added to ... Continue Reading